Terms & Conditions

Terms & Conditions – ClickInsurance.online

Please read these terms carefully before using our website.

Last Updated: 19 August 2025

Welcome to ClickInsurance.online. By accessing or using our website, you agree to comply with and be bound by these Terms & Conditions.

On this page

1. Definitions
2. User Agreement
3. Our Services
4. User Responsibilities
5. Intellectual Property
6. Limitation of Liability
7. External Links
8. Privacy & Data
9. Changes to Terms & Conditions
10. Governing Law
11. Contact Us

1. Definitions

• “We” / “ClickInsurance” / “Website” — refers to the operator of clickinsurance.online.
• “User” — any individual or entity who accesses or uses our website.
• “Services” — all information, features, or content provided through our website.

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2. User Agreement

By using this website, Users agree to:

• Comply with all applicable laws and regulations.
• Not use the website for any unlawful, harmful, or misleading purposes.
• Provide accurate, truthful, and up-to-date information when filling out forms or interacting with the website.

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3. Our Services

• ClickInsurance.online provides information, guides, and resources related to insurance (car, health, life, property, etc.).
• We are not an insurance company or direct provider, but an informational platform and connector between Users and insurance providers.
• All content is for educational and informational purposes only and should not be considered legal, financial, or professional advice.

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4. User Responsibilities

• Do not use website content for commercial purposes without written consent.
• Do not upload, transmit, or distribute unlawful or harmful material.
• Do not infringe on third-party rights.
• Do not engage in any activity that may damage, disable, or interfere with the website.

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5. Intellectual Property

• All content (text, design, images, logo, etc.) is protected by copyright and intellectual property laws.
• Content may only be used for personal, non-commercial purposes.
• Unauthorized use may result in legal action.

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6. Limitation of Liability

• We strive to provide accurate information but do not guarantee completeness, accuracy, or timeliness.
• We are not liable for any losses or damages (direct or indirect) arising from the use of this website.
• Any decision regarding insurance products is entirely the responsibility of the User.

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7. External Links

• This website may contain links to third-party websites.
• We have no control over external sites and are not responsible for any risks, damages, or losses from their use.

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8. Privacy & Data

• User privacy is protected in accordance with our Privacy Policy.
• By using our services, Users consent to the collection and use of their data as outlined in the Privacy Policy.

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9. Changes to Terms & Conditions

• We may update or modify these Terms & Conditions at any time without prior notice.
• Users should review this page periodically.
• Continued use of the website after updates means acceptance of the revised Terms.

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10. Governing Law

• These Terms & Conditions are governed by the laws of Indonesia.
• Any disputes will first be resolved through amicable discussions.
• If unresolved, disputes will be settled in accordance with applicable law.

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11. Contact Us

If you have any questions regarding these Terms & Conditions, please contact us:

• Email: support@clickinsurance.online
• Website: https://clickinsurance.online

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